Smart Banking for Everyone
Send money instantly to any bank account, pay bills, and manage your finances with zero transfer fees. Experience banking freedom with Koja Pay.
Bank-Grade Security
Your money is secure with CBN-regulated protection.
BVN verification and 2-factor authentication for all transactions.
24/7 fraud monitoring and instant transaction alerts.
Terms and Conditions
By using our services, you agree to comply with our terms and conditions. Please read them carefully to understand your rights and obligations.
Acceptance of Terms
Your access to and use of the services is conditioned on your acceptance of and compliance with these terms.
Modifications
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting.
The Banking Wallet for Everyone
Join the future Nigerians using Koja Pay for:
• Instant transfers to all Nigerian banks
• Bill payments and airtime recharge
• Virtual cards for online shopping
