Smart Banking for Everyone
Send money instantly to any bank account, pay bills, and manage your finances with zero transfer fees. Experience banking freedom with Koja Pay.
Bank-Grade Security
Your money is secure with CBN-regulated protection.
BVN verification and 2-factor authentication for all transactions.
24/7 fraud monitoring and instant transaction alerts.
Who We Are
We are revolutionizing financial services in Nigeria by leveraging cutting-edge technology to make banking seamless, secure, and accessible to all. Our vision is to be Nigeria's most trusted digital banking platform, providing unparalleled convenience and financial freedom for all.
Bill Payments
Easily pay your utility bills, subscriptions, and more with just a few taps.
Virtual Cards
Shop online securely with our Naira and Dollar virtual cards designed for your convenience.
Instant Transfers
Transfer money instantly to any Nigerian bank account, anytime, anywhere.
Loans
Availability of credit facility and loans for eligible users.
POS Transactions
Facilitate payments and manage business efficiently.
Agent and Merchant Modules
Tailored solutions for business optimization.
The Banking Wallet for Everyone
Join the future Nigerians using Koja Pay for:
• Instant transfers to all Nigerian banks
• Bill payments and airtime recharge
• Virtual cards for online shopping
