Smart Banking for Everyone

Send money instantly to any bank account, pay bills, and manage your finances with zero transfer fees. Experience banking freedom with Koja Pay.

Koja Pay App Interface

Bank-Grade Security

Your money is secure with CBN-regulated protection.
BVN verification and 2-factor authentication for all transactions.
24/7 fraud monitoring and instant transaction alerts.

Powered by AMAC Microfinance Bank Limited Insured by the CBN
CBN
Secured App

Frequently Asked Questions (FAQ)

What is Koja Pay?

Koja Pay is a digital banking platform that provides financial services to individuals and businesses in Nigeria.

How do I create an account?

You can create an account by downloading our app and following the registration process.

What should I do if I forget my password?

You can reset your password by clicking on the "Forgot Password" link on the login page.

How do I become a MERCHANT?

To become a merchant, you need to register on our platform. Visit our website or download the Koja Pay app, fill out the merchant registration form, and provide the necessary documentation. Once your application is approved, you will receive access to our merchant services.

Can I get a physical ATM debit card?

Yes, you can request a physical ATM debit card through the Koja Pay app. After your account is verified, navigate to the card services section and follow the instructions to order your card. It will be delivered to your registered address.

Can I get a POS machine terminal for my business?

Yes, Koja Pay offers POS machine terminals for businesses. You can apply for a POS terminal through the app or by contacting our customer support. Once your application is approved, we will provide you with the necessary equipment and setup instructions.

Can I link my other bank card to my Koja account for funding?

Yes, you can link your other bank cards to your Koja Pay account for easy funding. Simply go to the funding section in the app, select the option to link a bank card, and follow the prompts to add your card details securely.

Customer Support

0700-KOJA-PAY

Locate Us

14 Ndi Uduma Awoke Close, Abuja FCT, Nigeria

Email Us

support@kojapay.com

The Banking Wallet for Everyone

Join the future Nigerians using Koja Pay for:
• Instant transfers to all Nigerian banks
• Bill payments and airtime recharge
• Virtual cards for online shopping

Smart Banking