Smart Banking for Everyone

Send money instantly to any bank account, pay bills, and manage your finances with zero transfer fees. Experience banking freedom with Koja Pay.

Koja Pay App Interface

Bank-Grade Security

Your money is secure with CBN-regulated protection.
BVN verification and 2-factor authentication for all transactions.
24/7 fraud monitoring and instant transaction alerts.

Powered by AMAC Microfinance Bank Limited Insured by the CBN
CBN
Secured App

API and API Documentation

Our API provides a seamless integration for agents and merchants looking to utilize our payment gateway. With our robust API, you can easily process transactions, manage payments, and access essential features to enhance your business operations.

Getting Started

To get started with our payment gateway API, you'll need to sign up for an API key. This key will allow you to authenticate your requests and securely access our endpoints.

API Endpoints

  • POST /api/v1/payments - Initiate a payment transaction.
  • GET /api/v1/payments/{id} - Retrieve the status of a specific payment transaction.
  • POST /api/v1/refunds - Process a refund for a completed transaction.
  • GET /api/v1/transactions - Retrieve a list of all transactions for your account.
  • POST /api/v1/merchants - Register a new merchant account.

Documentation

For detailed API documentation, including request/response examples, authentication methods, and best practices, please visit our API Documentation page.

The Banking Wallet for Everyone

Join the future Nigerians using Koja Pay for:
• Instant transfers to all Nigerian banks
• Bill payments and airtime recharge
• Virtual cards for online shopping

Smart Banking