Smart Banking for Everyone

Send money instantly to any bank account, pay bills, and manage your finances with zero transfer fees. Experience banking freedom with Koja Pay.

Koja Pay App Interface

Bank-Grade Security

Your money is secure with CBN-regulated protection.
BVN verification and 2-factor authentication for all transactions.
24/7 fraud monitoring and instant transaction alerts.

Powered by AMAC Microfinance Bank Limited Insured by the CBN
CBN
Secured App

Contact Us

Customer Support

0700-KOJA-PAY

Locate Us

style="color: rgba(255, 255, 255, 0.8);">14 Ndi Uduma Awoke Close, Abuja FCT, Nigeria

Email Us

support@kojapay.com

The Banking Wallet for Everyone

Join the future Nigerians using Koja Pay for:
• Instant transfers to all Nigerian banks
• Bill payments and airtime recharge
• Virtual cards for online shopping

Smart Banking