Smart Banking for Everyone
Send money instantly to any bank account, pay bills, and manage your finances with zero transfer fees. Experience banking freedom with Koja Pay.
Bank-Grade Security
Your money is secure with CBN-regulated protection.
BVN verification and 2-factor authentication for all transactions.
24/7 fraud monitoring and instant transaction alerts.
Instant Bank Transfers
Send money instantly to any Nigerian bank, and more.
Bill Payments
Pay DSTV, GOTV, electricity bills, and buy airtime/data bundles seamlessly.
Loans
We offers flexible and accessible loan services tailored to your financial needs.
Debit & Virtual Cards
Transact online with our virtual cards. Perfect for recurring payments and online purchases.
Reward Points
Earn rewards with every transaction and redeem points for exciting offers.
Advanced Encryption
256-bit encryption protecting all transactions and personal data
Smart Banking from the Future for Businesses!
Merchants & Agents
Banking just got easier with Koja Pay, a solution tailored to empower individuals and businesses alike. Leverage advanced financial tools and business optimization with our robust merchant and agent modules. Simplify your operations, grow your network, and enjoy a seamless platform designed to support your success at every step of your journey.
The Banking Wallet for Everyone
Join the future Nigerians using Koja Pay for:
• Instant transfers to all Nigerian banks
• Bill payments and airtime recharge
• Virtual cards for online shopping
